Auto-decline rate вырос — где automation too aggressive

Ситуация: Auto-underwriting declines 22% applications (было 15%). Sales jumps in some declined as legit. Calibration off?

Auto-decline: rules + ML. Manual review для borderline. SLA: decision within 1 hour.

Доступные данные

• applications: id, applied_at, decision (auto_decline/auto_approve/manual_review)
• overrides: app_id, reviewer, final_decision
• rule_changes: rule_id, deployed_at

Задачи

• Decomposition: which rules cause most declines.
• Override analysis: human reverses auto-decline — model wrong?
• New rules link: совпадает ли spike с deploy?
• Recalibration plan.

Все кейсы для подготовки → ← Все кейсы